Tools for optimizing your life, business, or organization. 

My Services

Business & Energetics Mentor

If you are ready to level up, become the CEO, open your own business, experience the abundance in your life you've always known was there, this work is for you.  I work in a style I call Freedom Coaching, using breakthrough facilitation to remove blocks and allow you to come into full alignment with yourself, before adding practical tools and business plans to achieve your desired outcomes.  Make space in your life for the inevitable arrival of what you want!

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Organizational Consulting

Is your organization in need of greater solidity in its structure?  Are you ready to grow, but need the foundation reinforced before continuing to build?  Perhaps you've experienced fast growth and know that internally the organization needs to catch up, that maybe some key things have been missed along the way?  You are not alone.  Many organizations operate for years just trying to get by, doing the minimally required paperwork and running the best they know how.  I use my background in business and global strategy, as well as in cultivating teams, to bring a cohesive and comprehensive structure of stability to your organization, while enhancing morale, creating an efficient system of scalability for future growth.

Mortgage Lending

Looking to purchase your first home?  Thinking of expanding your financial portfolio with real estate?  Or perhaps you want to take advantage of the current market and put your equity to work for you by refinancing?  My philosophy with lending is this: Creating abundance is the goal and mortgage is sometimes the appropriate tool. Having entered the mortgage business in 2001 and owning my own brokerage, I bring with me the experience of thousands of loan scenarios and a level of care that will help you feel confident and comfortable with your decisions throughout the loan process.    




Let's Meet

I'm Tammy, An Expert in Strategy for Efficiency & Abundance

If what you've read on this site has resonated with you, I would LOVE to meet you!  It is my greatest joy to work with people who are absolutely ready to take the next step in their life or business!  I take a holistic approach to my work and always invite a theme of abundance in our experience together. 

Whether you're looking to purchase your new home or for someone to help you level up in life or business, click the "Contact Tammy" button below to be in touch with me.  Let's bring in these amazing results! 

Tammy Scarlett works in women's empowerment as a Freedom Coach & Nonprofit Consultant, & is a residential and commercial Mortgage Lender, teaching holistic wellness for both personal and business advancement. Tammy holds a BS in Business and Psychology, an MBA in Economics & Global Strategy, and a graduate degree in Anthropology from Harvard University. Tammy runs a California-based non-profit for global healing and world peace, which seeks to facilitate ways to engage individuals in solutions to heal the world.  


She worked for over ten years in the industry as a Mortgage Broker of an all-women company in the Pacific Northwest, serving on both State and National boards, heading up local humanitarian efforts, and offering her "Financial Foundations for Life" curriculum as free education to the community. Tammy is also bringing her mortgage lending skills beyond the Chicago area, where she has partnered with The Joel Schaub Team at Guaranteed Rate to make the homebuying or refinance experience both technically intuitive and relationally personable anywhere in the country. 


Tammy combines her education in Anthropology, Business, and Psychology with her experience in mortgage, executive management, and coaching to bring a new approach of financial empowerment to lending, coaching, and nonprofit consulting. She contributes to local groups such as EvolveHer, FemCity, Women Belong and GiveBackHomes, and volunteers her time for organizations such as St. Judes and Executive Experience, as well as is heading up a peer consulting group for women, called RISE, focusing on business strategy, leadership, and giving back to the community.


"This was the beginning of my personal freedom"

“Attending Tammy’s workshop was one of the best decisions I’ve ever made in my life.  Tammy’s accurate perception, innate intuition, and spiritual sensitivity to each individual is powerful! She truly has a unique passion and ability that I’ve never experienced with anyone else. Tammy empowers me to great change!

K.H., Business Developer

Paolo Alto, CA

Coaching Client


"Tammy is by far the best..."

"Tammy is by far the best I have worked with.  Her caring for her clients and communication with all involved are top notch!"

J.D., Real Estate Broker

Chicago, IL

Mortgage Referral Partner


"We are so happy we chose Tammy..."

“To say she is amazing is an understatement!  We worked with Tammy and the communication and turn around time was amazing.  We are so happy we chose Tammy as our loan officer.  Tammy & team answered a million questions and she explained everything so well.  Her flexibility, diligence, and patience is greatly appreciated. We can strongly say we definitely felt they were completely dedicated to us.  As first time home buyers that is a great feeling to experience.  We certainly won’t hesitate to recommend Tammy to everyone!”

S.C., Nutritionist

Atlanta, GA

Mortgage Client


"Tammy has brought a light to our organization"

Tammy has accomplished what we only thoughts was possible for our organization.  After years of being in need of a stable foundation, Tammy's careful listening ear, attention to detail, and ability to communicate difficult concepts and challenging news in a way everyone at all levels of our organization can understand, have been just a few of the things that have made her time with us invaluable.  As an international organization, I would highly recommend Tammy in both the business and nonprofit sectors. 

S.T., Executive Director

Salt Lake, UT

Consulting Client


"I have a whole new confidence & I'm being paid what I'm worth!"

“I joined Tammy's Advance Academy to launch a jewelry line. After our second class on visioning, I realized I had been playing small. What I really wanted was to be a photographer. Six weeks later, my business was already running, contracts in, I know clearly who my “YES” clients are and I’m turning a profit!  I am a lifetime fan of Tammy’s process: self-discovery with an action plan.” 

B.S., Photographer

Tacoma, WA

Coaching Client



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